The savings game in Singapore is getting trickier. In 2026, rates have been changing at breakneck speed — and not always in the direction savers would hope. UOB One and OCBC 360 kicked off May with a surprise dip, both trimming their rates down to 3.30% p.a. when salary crediting and card spending are fulfilled.Then came a plot twist: in June, Standard Chartered supercharged its BonusSaver account, offering up to an eye-popping 8.05% p.a. for customers meeting all four of its criteria.But the go

If you’re in a pinch and need cash urgently but feel too paiseh to ask your family or friends, a personal loan might be the smartest way to go.Personal loans let you borrow money from banks or financial institutions, then repay in fixed monthly instalments over a set period. But before approval, you’ll usually need to meet some eligibility criteria like income level and credit history.In this article, I’ll explain common loan terms you’ll see while comparing options, and spotlight the best perso

These days, many Singaporeans chase air miles, dreaming of glamorous travel experiences. But if you’re like me and prefer cold, hard cash in your wallet, cashback credit cards are where the real value lies. Whether it’s groceries, dining, transport, or online shopping, a smart cashback card can make everyday spending work for you. Here’s a breakdown of the best cashback credit cards in Singapore for August 2026, with options for every lifestyle.Quick Overview: Best Cashback Credit Cards (2026)We