I can still recall the sting of that day. It was the end of yet another month when I received a bank notification — I had been charged a service fee for not maintaining the minimum balance. Out of curiosity (and dread), I checked my past transactions. To my horror, I had been penalised multiple times for the same reason.That sinking feeling hit me hard: after working for three years, I had absolutely nothing saved. No rainy-day fund, no investments, not even a proper account balance. Just a grow

If you’re in urgent need of funds — whether it’s for a medical emergency, a home renovation, or consolidating debt — a personal loan can be a lifesaver. Among the many options available in Singapore, the Standard Chartered CashOne Personal Loan stands out for offering one of the lowest advertised rates in the market this year.But is it really the right choice for you? Let’s dive into the details: the interest rates, effective costs, fees, repayment flexibility, and promotions available.Interest

If you thought credit card perks ended with a welcome gift, think again. Singapore’s top banks are rolling out a series of unbeatable promotions this season — from travel rewards and cashback offers to giveaways and daily 50% discounts on hotels and flights. Whether you're commuting, shopping, or planning your next holiday, there’s a reward waiting for you. Here’s a round-up of the hottest ongoing deals across major banks in Singapore, all designed to help you save more and experience more, just