If you’re in a pinch and need cash urgently but feel too paiseh to ask your family or friends, a personal loan might be the smartest way to go.Personal loans let you borrow money from banks or financial institutions, then repay in fixed monthly instalments over a set period. But before approval, you’ll usually need to meet some eligibility criteria like income level and credit history.In this article, I’ll explain common loan terms you’ll see while comparing options, and spotlight the best perso

2026 has been an eventful year for savers in Singapore. Interest rates on popular accounts have shifted several times, making it challenging to find the best returns. For example, UOB One and OCBC 360 lowered their rates to 3.30% p.a. in May 2026 when salary is credited and card spending requirements are met. Just a month later, Standard Chartered’s BonusSaver account caught attention by increasing its maximum interest rate from 6.05% p.a. to an impressive 8.05% p.a. if all conditions are fulfil

These days, many Singaporeans chase air miles, dreaming of glamorous travel experiences. But if you’re like me and prefer cold, hard cash in your wallet, cashback credit cards are where the real value lies. Whether it’s groceries, dining, transport, or online shopping, a smart cashback card can make everyday spending work for you. Here’s a breakdown of the best cashback credit cards in Singapore for August 2026, with options for every lifestyle.Quick Overview: Best Cashback Credit Cards (2026)We